Services
401(k) Plans:
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We offer a number of different 401(k) plans depending
upon the needs of the client
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We specialize in the new "Safe Harbor Cross
Tested 401(k) Plans" for small employers - if you have just
a few employees, this type of plan will be much better than a
SIMPLE or SEP.
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Some arrangements are ideal for small emerging companies.
Others plans are more appropriate for medium-sized companies and
still other plans are most appropriate for larger companies
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One of our most popular 401(k) programs offers
1000+ mutual fund choices from over 60 fund
families. Through
a 'mutual fund windo' participants can use any of 1000+ funds.
This program can also offer a "brokerage
window" for
those participants who prefer to buy individual stocks and bonds.
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For our very largest clients, we offer plans involving
the highest level of Internet and Intranet applications designed
to handle the large number of participants. This is accomplished
through alliances with some of the largest mutual fund families
(Vanguard, Fidelity and others).
All of Our 401(k) Plan Arrangements Offer:
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A Wide Variety of Investment Options
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Daily Valuation of Participant Accounts
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Internet Enabled For Inquiry, Fund Transfers and Changing
of Investment Allocations
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Internet Web Page for FAQ's, Retirement Planning Resources
and Educational Materials
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800 # Voice Response Unit - Inquiry, Transfers and
Investment Allocations
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Extensive Employee Education - Motivation to Participate
and Investment Fundamentals
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Superb Enrollment Materials
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On-line Enrollment via the Internet
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Complete Discrimination Testing and Government Reporting
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Loan & Hardship Distribution Processing
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Quarterly Participant Statements
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Quarterly Investment Performance Reports and Fund
Profiles
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On-line Performance Updated Daily
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Very Experienced Administrators Supplemented with
Extensive Technical Review
Regular Retirement Plans:
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Profit Sharing Plans
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"New Comparability" Profit Sharing Plans
(Allocation Favors Older Owners)
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Money Purchase Pension Plans
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Defined Benefit Plans
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Design, Installation and Annual Administration
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Self-Trusteed Plans (We Do the Trust Accounting)
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Investments Can Be Handled by Participants or Trustees
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Full Government Reporting and Compliance
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Economical But Flexible Prototype Documents
Cafeteria Plans:
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Premium Conversion; Flexible Spending Accounts and
Dependent Care
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Design & Installation
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Annual Administration Including Claims Administration
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Necessary Discrimination Testing
- Preparation of Form 5500
If you have any question about our services, please call
Paul Carlson (650) 341-3322 or e-mail him
at paul.carlson plandesign.com
Click here for our Licensing
Information.
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